From Scandinavia to the Mediterranean: Your Step-by-Step Guide to Buying on the Costa del Sol

Fulfilling the dream of owning a home under the sun in Fuengirola, Mijas, or Benalmádena is exciting, but we know that facing a different legal system can be daunting. Here is your essential roadmap for a smooth transition to the Mediterranean lifestyle.

Getting your NIE.

The NIE (Foreigner Identity Number) is your "key" in Spain. You will need it for everything: signing the deeds, setting up utilities, or buying a car. We recommend starting this process as soon as you begin your search to avoid delays.

Opening a Spanish Bank Account.

To buy property in Spain, a local bank account is essential for issuing the necessary bank checks at the Notary and setting up future direct debits for taxes and bills.

Registration and Utilities.

Once you are the proud owner, the property must be registered in the Land Registry. You also need to transfer or set up new contracts for water and electricity (with local companies like Acosol or Endesa).

Empadronamiento (Optional but Recommended).

If you plan to spend more than 183 days a year in Spain, registering at your local Town Hall is vital for accessing public services.

Feeling overwhelmed? You don’t have to.

At Sp Koti Costa del Sol, we don’t just find your dream home; we guide you through every administrative step. Our team is expert in coordinating these formalities so you can focus on enjoying your new life.